The Univest Bank savings account is called the Univest Anytime Online Savings and it offers an annual percentage yield (APY) of 1.5% currently. That’s definitely a high-interest online savings account. The account can be opened for as little as a dollar (no minimum balance requirements) and carries no monthly service fees.

In fact, ATM cards are also free and can be used at any bank’s ATM for free. This online savings account also offers free funds transfers, phone banking, and more. The Univest Anytime Online Savings account is definitely worth the time to look into. Current Univest savings customers can convert their accounts to a Univest Anytime Online Savings account free of charge.

Other offerings from Univest Bank include no minimum balance checking without fees and a 0.40% APY. Rewards Checking from Univest Bank has scaled interest yields based on deposit amounts. There are also money market and CD accounts, and even individual retirement accounts (IRA) available at Univest Bank. In fact, there’s a lot of services to choose from at Univest Bank besides the Univest Anytime Online Savings accounts, so it’s worth looking into, we guarantee. All Univest Bank accounts are FDIC insured to the fullest extent of the law.

E-Trade banking offers savings, checking, and CD investments. The E-Trade savings account was of most interest to us, of course, so we looked into that first.

E-Trade’s online savings account has no minimum deposits and no fees attached wile offering an almost undheard of 1.95% annual percentage yield (APY). Transfers to and from any institution into or out of your E-Trade savings account are free as well. That rate, by the way, is half a point higher than the E-Trade banking CD.

E-Trade Bank CD rates come up to 1.4% APY with a 5-year CD, going down to 0.60% APY for a 3 month term. Unlike the online savings account, of course, those are fixed rates.

Finally, the E-Trade Bank checking account offers a 0.75% interest rate on balances over $5,000 and some other great options for those who need online checking. Including free, unlimited online bill payments and no ATM fees at any ATM anywhere.

The E-Trade savings account is definitely worth a look for our readers here at HighestInterestSavings.com. All E-Trade Bank accounts are FDIC insured, of course, and are also covered under E-Trade’s Complete Protection Guarantee.

The E-Loan savings account has interest rate yields of up to 2.00% APY. These online savings account offers start at a minimum deposit of $5,000 and yield from 1.21% to 2.00% APY when they grow over $100,000. That’s a pretty decent payoff from this E-Loan savings account.

In fact, that E-Loan Bank online savings account seems to beat ou the E-Loan Bank CD rates for shorter-term certificates. For the longer term (past 18 months), certificates with a minimum of $10,000 can earn 1.95% or greater APY with 6-year CDs gaining an unusually high 3.15% APY.

For the shorter term or for easier access to your money, the E-Loan savings account is probably the better choice for most people, but you’ll have to decide for yourself which would be better for your circumstance.

E-Loan Bank is a five-time consecutive winner of the Keynote WebExcellence #1 pick. They were also awarded the TRUSTe Top 20 Award for online privacy in the United States. All E-Loan Bank accounts are FDIC insured, of course.

We feel it’s definitely worth your time to look at an E-Loan savings account or an E-Loan Bank CD. Their offers are very competitive.

The new account yields a huge 1.85% annual percentage (APY), which is one of the highest savings rates in the country right now. This makes this HSBC Direct Savings account definitely one worth considering.

With no monthly fees or balance minimums, this offering from HSBC Direct doesn’t require an HSBC checking account either. You can manage the account from the HSBC Online Savings site and use any HSBC ATM in the country to access funds or make transfers.

If you’re looking for a high-yield savings account for saving money, this HSBC Direct Savings to be the one you’re looking for. That 1.85% APY is very tempting. The Wall Street Journal recently talked about these accounts and had nothing but good things to say. If you’ve already got an HSBC Direct checking account, you can link that to your HSBC Online Savings account and make automatic deposits and other savings tools easy.

HSBC is FDIC insured, of course, and this great account offer is likely to only be available for a limited time, so be sure to check the HSBC Online Savings website to be sure you can get in on this one. We thing it’s definitely worth your time to look it over as it’s one of the better online savings account offerings we’ve seen lately. You might find it to be that too.

We started with the ING Direct high interest savings account, but knew that the second online savings account to be reviewed should be the HSBC savings account.  The HSBC online savings account is one of the best high yield savings accounts and is worthy of being the second online savings account to be review.

The HSBC high internet savings account currently has an interest rate of 3.50%.  This is .50% higher than the ING direct orange savings account which is offering a 3.00% APY.  This 3.50% APY is one of the highest interest savings rates in the United States and make HSBC one of the best online savings accounts.

Like the ING Direct high interest savings account, the HSBC online account only requires a $1 minimum deposit to open an account.  After the initial deposit, HSBC online banking requires no minimum balance to be maintained.  You can’t find a much cheaper way to open a high yield savings account.

I hope that you enjoyed this HSBC high interest savings account review.  Which online savings account do you prefer?  The HSBC online savings account or the ING Orange savings account?  Please share your thoughts in the comments below.

The ING Direct Savings Account is a great high interest savings account. In fact, I have an ING orange savings account. The ING Orange savings account has a variable annual percentage yield of 3.00%. At 3.00% this is one of the best savings accounts online. To learn more about the importance of compounding interest, read best rate saving.

One of the nice things about ING Direct is that it is FDIC insured. In today’s uncertain banking environment and mortgage crisis, you need an FDIC insured savings account. Let’s face it, 3.00% is not an acceptable rate of growth if you were investing in the stock market. So, if you are going to settle for 3% interest, make sure your savings account is FDIC insured.

The ING Direct high interest savings account is also a good option for people just starting out due to the fact that it has no minimum balance requirement. Anyone can open an ING Direct orange high interest savings account since it has no minimum balance requirement.

The ING Direct high interest savings account is great if you are searching for the highest interest savings. You definitely need to open a high yield savings account and ING Direct is a good option for any saver.